Tilted Forum Project Discussion Community - View Single Post

kangaeru · 05-08-2006, 02:37 PM

The JET program is run through the Japanse government and every member of it is paid a base salary of approx. 36,000 US dollars (this figure goes up every year too) + a living stipend depending on where they are placed within the country. I am not even in the program yet, I'll be applying for it in a year, but I am confident I will be able to get in as I have a high GPA and my written and spoken Japanese is very good and will be considered advanced (I'll be reading magazines and short stories) by the time I arrive there.

I am currently a Junior in college and I'm heading into my senior year. I anticipate being at school for an extra semester, meaning I would graduate the Fall of 2008-- although the JET program doesn't officially begin until the summer, meaning if I have to pay back the loan within 6 months of graduation, I may not actually be working and making money in Japan yet.

My housing would be paid for by this program via the stipend--in Tokyo the stipend is as much as 5,000 dollars a month while in more rural places like Hokkaido it's approximately 500-1,000 US dollars.

The purpose of this loan is that yes, I am paying off a riduculous APR on my current credit card tab of ~4,000 dollars. I'm paying 55 dollars a month just in interest, which is a complete and total waste. I want to use 4,000 of the 10,000 to pay off all of my debt, and with the remaining 6,000 supplement the income I make from working various college jobs.

For instance, if this summer I work for 40-50/hours a week landscaping for $10/hour base + overtime pay, along with some side projects I have, I could make 5,000-6,000 dollars over the summer. Rather than looking to just sit on the 6k I would use it so stretch out my money and take some of the stress out of meeting my monthly expenses.

05-08-2006, 02:37 PM	#4 (permalink)
kangaeru Crazy Location: on the road to where I want to be...	The JET program is run through the Japanse government and every member of it is paid a base salary of approx. 36,000 US dollars (this figure goes up every year too) + a living stipend depending on where they are placed within the country. I am not even in the program yet, I'll be applying for it in a year, but I am confident I will be able to get in as I have a high GPA and my written and spoken Japanese is very good and will be considered advanced (I'll be reading magazines and short stories) by the time I arrive there. I am currently a Junior in college and I'm heading into my senior year. I anticipate being at school for an extra semester, meaning I would graduate the Fall of 2008-- although the JET program doesn't officially begin until the summer, meaning if I have to pay back the loan within 6 months of graduation, I may not actually be working and making money in Japan yet. My housing would be paid for by this program via the stipend--in Tokyo the stipend is as much as 5,000 dollars a month while in more rural places like Hokkaido it's approximately 500-1,000 US dollars. The purpose of this loan is that yes, I am paying off a riduculous APR on my current credit card tab of ~4,000 dollars. I'm paying 55 dollars a month just in interest, which is a complete and total waste. I want to use 4,000 of the 10,000 to pay off all of my debt, and with the remaining 6,000 supplement the income I make from working various college jobs. For instance, if this summer I work for 40-50/hours a week landscaping for $10/hour base + overtime pay, along with some side projects I have, I could make 5,000-6,000 dollars over the summer. Rather than looking to just sit on the 6k I would use it so stretch out my money and take some of the stress out of meeting my monthly expenses. __________________ Dont be afraid to change who you are for what you could become Last edited by kangaeru; 05-08-2006 at 02:40 PM..