Originally Posted by xepherys

Also note that some banks have MUCH more lax policies than others, and credit unions are almost ALWAYS a better shot than a bank if you are not investing (just savings/checking). I only have a bank (Wells Fargo) now because of their military banking. Before I was in the Army, I would NOT use a bank over a credit union ever (my few bank banking experiences were horrific, even if partially my own fault).