I always wear a seatbelt, and it has saved me from not death but at least broken limbs and/or smashed-up face. It's not death I worry about - because when you're dead you're dead - but injuries. I hate being injured, I hate pain, and wearing a seatbelt definitely minimises the crushing smashing being thrown around like a ragdoll bit. So seatbelt on for me.
(On a sidenote: my mom has FINALLY replaced her old rustbucket deathtrap of a car with a modern safe car! Now if she can only learn to change the channel on the radio without turning on the windshield wipers, I'll feel much better about her driving around.)
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