Originally Posted by joshbaumgartner

Well, I disagree with helmet laws, so my proposal would be their elimination. Your automobile doesn't need to have insurance, you only need insurance against the damage your automobile may do to others. I don't know what the insurance laws for buildings are where you live, but my understanding (please correct me if not the case) is that buildings only need to be insured for the same reason, that is to cover damages that may be caused to inhabitants other than the owner. If you buy a house you have to insure it so the mortgage company is protected, but if you own it outright, I don't think such insurance is mandated, at least not that I'm aware of (not in that situation myself, so I could be wrong). Certainly, though, I would argue that such insurance should not be mandatory if the only risk is to your own well-being.