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That's extreme.
I was just checking some prices here. The top cover (family) with a local insurer costs AU $6200 per year.
At the same time, basic hospital cover with excess (some out pocket, no physio/dental etc) costs $35 / month for a single person. This probably excludes procedures relevant to older people though.
Most youngsters here (say 18-25) would just rely on the public hostpitals to patch them up, if they get into a scrape.
I think the key difference might be drug costs. Drug costs are covered seperately in AU - these are subsidized by govt (with the exception of the very new stuff). Otherwise, there must be something else you have which pushes costs higher.
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