If health insurance were so affordable to the masses, companies would offer it.
I find it sad that supposedly the best healthcare system in the world is not a viable option for many.
You pay an outrageous sum for what? To be told what doctor tot see, to have to have referrals, second opinions, what THEY will pay for what they won't, high deductibles, easily reached lifetime maximums, co-pays on expensive and ever growing more expensive meds (if you are lucky).
So the service is not there for the people. The choices are limited and if you don't believe you'll get sick you weigh the negatives described above to the benefits and the negatives far outweigh the positives.
I suggest changing the system and making the industry more responsive to the needs of the people... not the other way around.
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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"
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