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Wow, you people seem to think you're going to be broken into several times a year, by the way you talk. The 870 and the 500 will work fine, the only thing anyone should be concerned about is being able to wield it confidently, and to not hurt yourself or others if you ever are unfortunate enough to be caught in a situation where you need to defend yourself.
As for the shot type... I thought the world had been convinced several years ago that bird shot was plenty for home defense.
1: You're not looking to downright kill them, you just want to wound them enough that they are no longer a threat. #9 shot will work fine for that.
2: Typically, if you discharge a firearm in your own home, you might not be liable for wounding/killing someone, but you do have to pay for all the shit you destroy. #9 shot, after passing through a few layers of drywall, doesnt have enough energy to do significant damage to anything. This includes pipe in the wall, and possessions and people on the other side of the wall. You'd feel pretty bad if you dispatched an intruder to find out you wounded a child, or your spouse in the next room.
3. Its cheap, readily available everywhere.
Um, yeah, and i dont want to sound biased, but i've been around people using 870's weekly for upwards of 10 years (shooting trap/skeet), and i have never, ever, ever seen one jam. The occasional misfire, but usually thats due to the cheap ammunition that target shooters use. Not any style, finish, didnt matter how much rust was on there, the thing always fired. Thats what the 870's are known for. If you had one that did, return it.
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