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		 pappy- 
 
If I udnerstand, the $60k you make now is gross, not net?  If that is correct, then the difference will just about come clean, especially if you are trying to convert a 401(k) to an IRA and have similar amounts going in (whatever your employer would be matching before).  If the $60k is net, you'll see a pretty huge difference after taxes.  Also note that health insurance in the US is not cheap, especially for people who are not part of an employer group plan. 
		
		
		
		
		
		
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