Tilted Forum Project Discussion Community - View Single Post - As a cardholder on my dad's acct, am I building my credit?

CityOfAngels · 12-23-2005, 07:20 PM

My father just hooked me up with a credit card that has my name printed on it, but it's on his own credit account. By using this card and paying it off every month, will I be building my own credit? I already read NoSoup's awesome guide; I was just wondering if I'm building MY credit or my father's credit with this card.

Another question: Does this mean my dad can fark up my credit with this?

Edit: I re-read NoSoup's guide for the millionth time and it answered my first question on the second-to-last true/false statement. My second question, however, remains unanswered, so I'm gonna leave this up here.

12-23-2005, 07:20 PM	#1 (permalink)
CityOfAngels Oh shit it's Wayne Brady! Location: Passenger seat of Wayne Brady's car.	As a cardholder on my dad's acct, am I building my credit? My father just hooked me up with a credit card that has my name printed on it, but it's on his own credit account. By using this card and paying it off every month, will I be building my own credit? I already read NoSoup's awesome guide; I was just wondering if I'm building MY credit or my father's credit with this card. Another question: Does this mean my dad can fark up my credit with this? Edit: I re-read NoSoup's guide for the millionth time and it answered my first question on the second-to-last true/false statement. My second question, however, remains unanswered, so I'm gonna leave this up here. Last edited by CityOfAngels; 12-23-2005 at 07:42 PM..