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hello my creidt sucks. i am 21 and my score is around 500 last time i checked. i need a unsecured loan of about 3500 for debt consalodation/student loans. i am currently working as a nanny under the table and have no checking account only savings. i will be a full time student in jan at a nursing school. i have about 4500 in debt from credit cards. i cant seem to get a loan anywhere i've applied at lots bad credit site on the internet and been to my own bank. i dont know what to do is my only chance to get a cosigner. i dont really have anyone i can go to to cosign . i need the money soon and dont wanna have to go to a bookie or declare chpt 13. please any advice is welcome
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