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Here in wisconsin I know you have the right to pick the bodyshop that you want. You do not have to use the one the insurance company suggests. I know they can deny payment if the estimate seems way too much. Usually the bodyshop will talk to insurance agent to make sure the estimate seems accurate. I always go to my own body shop, that way he lets me put on used parts or find my own at salvage yards, and doesnt' put on stuff I don't want (badges, pinstripping etc.)
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