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I was going to make the same comment about the credit card. How can a child have one??? it would therefore have to be either a bank card (for ATMs), or a parent's credit card given to the child.
The yelling,and the possible one-sidedness of the taping aside, I should relate how my sister (who has been known to yell abit) handles her son (my 15 yr old nephew). He gets an ATM card for his working account, which was set up by his mom, and is accessible to to her online. Any money he earns from his part time tutoring job ($9/hr) is deposited there, and his mom transfers 75% to a trust savings account. The remaining 25% is his to spend as he wishes (so far just on CDs and guitar books)
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