Originally Posted by Prince

I do not have any credit history in this country, and have thus far been unable to get a credit card for example to help establish a credit. I've been told by my bank that a good idea would be to take out a small loan and then pay it off. I am wondering if a car loan of $10,000 or so would be a good or bad idea for a young married couple, how much the payments would approximately be, and what problems could arise. Besides, would it make more sense to take out a car loan from the bank, or to set up some kind of financing with the dealer?