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Have you tried buying any of the credit cards that you pay a set amount for?
You can buy them in denominations like $50 or $100. I saw them in the grocery store, and they had a substantial service fee, but I'm sure they could be found elsewhere for less.
I don't like debit cards--you don't have the same recourse that you do with credit cards, in case of shoddy merchandise and the like.
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