about four years ago i bought a full set of fila clubs from target that included, a putter, 3-PW irons, a driver, 3 & 5 woods, and a bag. they were cheap, but they honestly weren't all that bad. i just upgraded a few weeks ago and spent well more than i probably should have... but i plan on using this new set at least another 4 years.
if i were you, i'd go to wal-mart, target, and dick's and get a full set (including irons, woods, and bag) then get a different putter if you don't like the one included in the set as well as a 56 degree sand wedge of your choice.
if you have any extra cash left, get some balls, a glove, towel, brushes, and a copy of 'bagger vance'.