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So from Iccky's description you are not so much lending money to a person, as you lend money to the site and they lend that money to any number of people. So it's a little different than eBay in that respect.
I can see this graduating into a new form of low-risk investment once critical mass is achived and the service really takes off. It's quite brilliant really.
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The Truth:
Johnny Cash could have kicked Bruce Lee's ass if he wanted to.
#3 in a series
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