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Originally Posted by inhalo
1st Question.
What types of plans does Canada employ for retirement. In the states we have social security and 401k, which I have witnessed fail miserably. How do your systems work. WHAT ARE YOUR OPINIONS OF THE EFFECTIVENESS AND FAIRNESS OF THESE POLICIES. Please share what you can on the topic.
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Canada has the Canada Pension Plan and Registered Retirement Savings Plans. They are roughly analagous to the american SS and 401k.
RRSP room is 18% of your salary per year. It carries over from year to year. Pension plans can shrink your RRSP room.
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Originally Posted by Janey
oh - when you buy a house here, the mortgage interest is not tax deductable like in the US. major letdown.
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It is if you extend your morgage for the purpose of investing.
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Originally Posted by inhalo
2nd Question.
You guys are wonderful. My next question has to do with health care. Many Americans believe that your free health care must be too good to be true. What are some of the complaints you have with the service? Is the system fair?
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I am too young and healthy to be an expert.
Most of my medical care is delt with by showing my health card (eye infection, broken limbs, etc). My employer reemburses for eye glasses and dental care etc.
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Originally Posted by inhalo
3rd Question.
O.K. it is friday so the question will be lite today. How much American TV plagues/entertains you. I assume that you have cable and satelite TV access. Is MTV, DISCOVERY, COMEDY CENTRAL, CNN, HBO, AND SUCH EXPORTED TO YOU? Are they the same as in the states? Any similarities or differences between American and Canadian TV would be appreciated.
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If you get digital cable/satalite, you can get most of the above.
On non-digital non-basic (50$-odd/month), you'll get a Discovery.ca, the Comedy Network, Teletoon, CNN, MuchMusic, etc. There is also a movie network. You won't get HBO. Some of them are analogies (except MuchMusic still plays videos)
You will also get some stations from south of the border on cable.
More people have cable here than down south -- basic cable is 20-odd CN$/month, and has 27 channels. What channels are on basic cable varies by area.
Charlatan, what titling software do you use? =)
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Originally Posted by Averett
I'm moving in exactly one month (YAY!), if I should get sick or something happens, will I be able to get health care in Canada? I won't have insurance in the states anymore, and I know I'd probably have to pay some insane amount. But if I slip and fall and crack my arm, will I be able to get myself fixed in Canada?
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Immigration says:
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Canada does not pay for hospital or medical services for visitors. Make sure you have health insurance to pay your medical costs before you leave for Canada.
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which doesn't sound good
Out of curiosity, have you looked into the newgroup misc.immigration.canada?