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Wrong, it's about cost control measures.
Just add choice to it: If you are overwieght or smoke then deny them coverage (by the employer) that's more than fair. All the other silly scenarios are irrelevant as they do not incur cost to the employer (through health coverage).
Oh, most professional athletes are prohibited from riding motorcycles, bicyles, playing other physical sports etc., so weekend warriors, if you want to live a "risky" lifestyle, forfeit coverage from the employer. It's a win-win. You can still do whatever you want, and the employer doesn't have to subsidize it.
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