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Old 02-08-2005, 07:40 AM   #10 (permalink)
THGL
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Location: Louisville, KY
My advice is try to get an American Express card. It's not a credit card but a charge card, which means you HAVE to pay it off every month. This will help you curb your spending (a lot of people get credit cards and go a little crazy at first and get into trouble).
Use it sparingly and within a few months you might start getting credit card applications in the mail. Don't jump at the first app. you get. Now that you've got a little history under your belt you should get a better APR than someone with no history. After you get your first credit card then it's up to you if you want to keep the AmEx.
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