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The minimac is expensive, once you upgrade it to semi-decent levels it gets really quite expensive.
For general usage a PC or a Mac will both do what you want, for artsy stuff Macs are traditionally better however PCs have all of the same software nowadays and it runs well. Basically it comes down to what you want to do, PCs are generally cheaper especially if you are willing to do a little custom work and build stuff from components. Macs are good machines and are supposedly better looking, personally I dislike the Mac look however its personal preference.
At the end of the day I would say PC for flexibility, you can run windows for games and things like photoshop and switch to a linux or unix distribution for really low level stuff. In additiona upgrading a PC takes a few component swaps, generally upgrading a Mac replaces the computer.
I have XP home running on a 500Mhz PIII and it runs fine, runs photoshop and image editing stuff well. Ok games are not going to run on this machine terribly well if modern however it runs a lot of older stuff and acts for image editing fine. Of course a faster machine would be faster but its pretty irrelavent. A Mac running at 1.25Ghz will be roughly equivalent to what a 2Ghz P4, however you can get much faster...
Basically its a free choice, both are good however I would tend to side with a PC.
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