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i have a check card that I use a lot, and I'm pretty sure it's had an affect on my credit score (or at least on my bank's opinion of me). I used it for two years (with no mistakes) before I applied for a credit card from the same bank and I received the largest credit limit the guy had ever seen for a first timer. The guy was my brother's friend so I know he was serious.
But I don't know, that's just my guess
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Mechanical Engineers build weapons. Civil Engineers build targets.
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