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1 chequing account, 1 savings account. both are joint. My paycheque goes into the savings, my hubby's goes into the chequing. All the household bills are paid out of the chequing account. There is no split between who is responsible for what. Since we are married, the household is a co-committment. The savings account accumulates, and annually we pay down the mortgage, and contribute to our RRSPs, maxing out what we can.
My sister has a bad situation, her hubby keeps his earning to himself, but she has to pay her 'half' of the bills. Since she doesn't work, she has to do home-daycare to make some money. It's an atrocious situation, one that i'm sure will end in divorce.
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