Threesomes are fun, and so is "wife-swapping," otherwise known as swinging. My wife and I are as such, and it's a great lifestyle to lead, if your marriage can handle it. Communication is the absolute most important thing.
As for the cousin thing...it's your wife's cousin, so for you it wouldn't be a big deal. So long as the two women don't mind playing around each other, I wouldn't be too concerned. Again, communication is key, and the understanding that "no" or "stop" means PRECISELY that.
To add to the "family" thing, I have a cutie sis-in-law that I'd love to get in bed. Not likely to happen, but a guy can wish.
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Generally speaking, if you were to get what you really deserve, you might be unpleasantly surprised.
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