I've got a convention I used for most stuff. There are about a dozen work passwords I have to remember, because I have no control over them.. they change I keep up.
For everything I do control I keep a couple words and number sets I rotate through.
Depending on how important the account I'm trying to use, I use words and numbers.
For example:
"username"
"password"
Same username and password I'd generally use, no numbers on the password.
if it's got stricter rules, or needs to be more secure:
"Username"
"password0000"
Now I've capitalized the first letter in the username, different than a low sec account, and I've added one of the two sets of numbers I always add.
If it's a really strict account, with capitals, and special characters required, I usually end up with:
"Username1111*"
"Password00001111*"
That will generally meet the most strict ID and Pass rules out there. Both the ID and Password are now alphanumeric, have capitals and lowercase, and have at least one special character, and are rather long too boot.
Even when I compeltely forget what I'm supposed to be typing in, I can usually get in, in less than 3 tries, because as long as I stuck to my convention, and I have a reasonable idea of what the username is, I'll get it.
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I can sum up the clash of religion in one sentence:
"My Invisible Friend is better than your Invisible Friend."
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