I tried to answer your questions as best I could, but you have created what could almost be considered as textbook examples of loaded questions.
e.g.
Have you stopped beating your wife yet?
a)Yes.
b)No.
For the record my answers are
1. b, though I take issue with your assertion that anyone who doesn't read the bible regularly doesn't understand it.
2. a, b or c, with regards to historical information it is reasonably accurate, with regards to moral, spiritual, metaphysical information it is, in my opinion, completely false.
3. b
4. d, though I don't agree with the bible's definition of "Sin", if I were to be judged on that basis I would be a sinner. (Lack of belief in god)
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