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Wow. That was an amazingly, shockingly, stunningly, completely, stupid thing to do.
But, it's likely you know that.
Had you made her sign even a shitty handwritten, witnessed, contract outlining what you decided, you'd have hope. But you don't, really.
First thing's first, close the card to prevent all future charges. Make the payments that are late, that only affects your credit, fix it yesterday.
You can't get shit put into her name. You got a card, and let her use it. No one at the credit card company is going to care what you two had arranged.
You can now sue her. That's it. It's going to get ugly real fast. Read all you can on the web about your state's small claims, and property law, if you can find anything out there.
Sue her, sue her, sue her. You do have the charges on your card, you do have proof the property is in her home. Now it's your word against hers. Good luck.
Don't ever, ever, ever ever, ever, do something like this again.
Good luck.
Poor guy...
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I can sum up the clash of religion in one sentence:
"My Invisible Friend is better than your Invisible Friend."
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