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Originally Posted by NoSoup
The way you are using them are how people should use them 
Ultimately, having a good score will likely save you tens of thousands of dollars when you take out a mortgage, or any other big ticket items you may purchase.
A word of caution, though - don't spend over 50% of the limit if you can avoid it, it will damage your credit scored, even if you pay it in full each month.
Just thought I'd give you a heads up |
I have never heard of the 50% of the limit rule? Does it matter how high the limit is? Does it matter how often you go over the 50%? Is it better to put 35% on two cards rather than 70% on one? Does that make any sense?