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if you are thinking about getting a credit card, be VERY careful with it.
Generally speaking, it is a good idea to have at least one or two credit cards on hand to boost your credit score and to use in case of emergencies.
DO NOT DO NOT DO NOT get a credit card and treat it like free money. Only use it for things that you can pay off at the end of the month. And remember that whatever you buy and don't pay off when you receive your bill at the end of the month, you are really paying at least 10% more for.
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