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Destrox · 08-22-2004, 01:29 PM

Also keep in mind, when you apply to many credit cards and get denied. Each and everyone you apply to and the status of that is kept on your credit record. So if you have a long history of being denied, banks will pick up on it.

Its essentially best to just use one credit card and keep a PERFECT record with that. Then rely on your other loans, bills, and etc for additional help. (cell phones, utilities, student loans (in my case they hurt me since they are unpaid as a 20,000$+ loan.)

It simply takes time, and if you play your cards right you will have a excellent rating. Hell I am only 21 and have a 752 rating.

08-22-2004, 01:29 PM	#8 (permalink)
Destrox Metal and Rock 4 Life Location: Phoenix	Also keep in mind, when you apply to many credit cards and get denied. Each and everyone you apply to and the status of that is kept on your credit record. So if you have a long history of being denied, banks will pick up on it. Its essentially best to just use one credit card and keep a PERFECT record with that. Then rely on your other loans, bills, and etc for additional help. (cell phones, utilities, student loans (in my case they hurt me since they are unpaid as a 20,000$+ loan.) It simply takes time, and if you play your cards right you will have a excellent rating. Hell I am only 21 and have a 752 rating. __________________ You bore me.... next. Last edited by Destrox; 08-22-2004 at 01:31 PM..