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		 I would do what Cynth said too.  Don't bring the insurance into this, it will turn into a huge headache.  Also, that written statement doesn't mean shit unless a public notary signed it and witnessed it (I think).  Or a lawyer.  I may be wrong.  Does anyone have any info on that? 
		
		
		
		
		
			
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				Off the record, on the q.t., and very hush-hush.
			 
		
		
		
		
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