This is rough, man. Something similar happened to me about 5 months ago. I pulled out from a stop sign (I had stopped, and then proceeded), and a woman traveling in the other direction hit me square on. Never saw her (sun glare at fault).
Anyway, I was never issued a ticket. They never determined fault. But I'm still waiting to get sued.
The legal actions won't take into effect for at least a year. First of all, document everything. Go to the site and take pictures at the same time of day as the accident Try to get the angle that you were facing - there might be some other light source, of the sun that - when reflected off of the traffic light - made you think that it was green. Check the other direction - see if there's any skidmarks (ie: see if they tryed to stop, and how far back) and, most of all TALK TO THE MECHANIC AT THE GARAGE WHERE YOUR CAR WAS TOWED. Most guys who tow wrecks are VERY good at determining speeds at which they happened. The one that got my car had it pinned down do less than 3mph (he said she was going 47-52, she was actually doing 48). This will be very helpful in court (to prove if the other car was speeding).
Finally, if you're still making payments on your car, look to see if you have "gap" insurance - literally covers the gap between the loan and the insured value of the car. Saved me $10 thousand.
PS - take the ticket to court and try to fight it. ALWAYS take a ticket to court. If it gets thrown out, you'll better be able to fight your lawsuit. Even if you lose, it gives you an idea of what the other side will present against you.
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"I've made only one mistake in my life. But I made it over and over and over. That was saying 'yes' when I meant 'no'. Forgive me."
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