Thread: accident advice
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Old 08-02-2004, 11:30 AM   #7 (permalink)
Moonduck
Junkie
 
Location: SE USA
Do you have insurance? If so, do not waste your time contacting an attorney just yet. If you have insurance and get sued by someone because of an accident, your insurance company is bound by contract to defend the suit (in every state I am used to dealing with at least).

People that tell you that you have to have an attorney are making a knee-jerk assumption that causes nothing other better than an increase in everyone's insurance rates in general. In the vast majority of cases, no attorney is necessary. You can usually work out as a good a settlement on your own.

The second question (after "Do you have insurance?") is were you given the ticket? If you were, it will be EXTREMELY hard to avoid being declared at fault. If you got the ticket, write it off. You will be declared the "at fault" party by pretty much everyone involved. At that point, you get to watch your insurance company throw itself between you and the coming lawsuit. It's what you pay them for.

The only way you'll need an attorney is if you do not have insurance, or your coverage is insufficient. You might find a use for one if you plan to argue the tciket that you likely received. If you want better advice, give me some specifics as to the state the loss occured in, who got the ticket, what sort of insurance you have, etc. If you don't feel comfortable talking about such things in the clear, PM me.

BTW - This sort of thing is what I do for a living.
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