Quote:
Originally posted by tropple
Get a visa or master card check/debit card. Spend the money you have and then you don't need to worry about interest rates.
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Do NOT get a debit/check card, unless they give you free fraud protection as well.
For a credit card, if it gets stolen and you report it within 60 days of the bill it shows up on (IIRC), you are liable for, at most, $50 under US laws, even if you don't sign up for any of the expensive "fraud protection" crap they try to pawn on you.
You lose the debit card and someone cleans out your account, you're screwed. All gone.