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I've effectively called off my house search for now. I can't afford to buy, since I don't have the reserve to pay the mortgage for a couple of years in case of job problems. AND I don't feel I have enough of a downpayment. AND I don't like the prices at all.
So I'm moving into a big apartment and putting money into investments instead. Part of what I want to learn now is "how much living space do I actually need?" The new apartment is 1250sqft, but has no basement.
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