Quote:
Originally posted by HamiC
I vote for the Roth IRA.
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If you can, do a regular IRA waaay before you consider a roth.
Regular IRA - tax break now. You can figure out your tax savings.
Roth - tax break....when? Who knows what the tax laws will be in 30 years. Look how much they've changed in the last 30.
Plus, a dollar in tax savings now is worth well more than a dollar in tax savings in 30 years.
Third option - porn. And lots of it. Think of the money you'd save by not going out on dates. In fact, this option would easily pay for itself in 2-3 weeks. What a rate of return!