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I play all the time online. I started at PartyPoker but now play at UltimateBet. The first six months were a learning experience. I've tightened up my game considerably and have even won a multi-table tournament to bring me way back into the positive territory. I've been keeping my head above water since. (I use pokercharts.com to track my play.)
All the sites I know of offer free games so you can test their software. It's fun to try out but, of course, people play WAY differently when it's not real money...
I funded my accounts through Neteller and am OK with it. It takes 5 working days to get money from your checking into the Neteller account (verifying funds) but it goes from Neteller to your poker account within seconds (once your neteller account is funded, you "pull" the money from within the poker program). Transfering money from the poker account to Neteller is significantly faster and it goes to your checking within a day (my experience).
My first preference was to fund with a credit card but none of my cards allowed it. Nor did my bank cards acting as credit cards.
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~micah
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