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One rule I go by when anyone offers me financial (and sometimes otherwise) help is to politely refuse at least once. Saying something like, "Oh thank you for your generosity. You don't need to do that. Thank you." It gives them an out if they are doing it out of a feeling of obligation. Otherwise if they insist then I try to accept as graciously as possible.
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma. 
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