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The Complaining and Bitching Thread

Discussion in 'General Discussions' started by ASU2003, Jan 14, 2013.


  1. Yeah...my guess is hookers.
     
  2. Street Pattern

    Street Pattern Very Tilted

    I doubt @rogue49 would need to pay for it. He's just naturally smooth.
     
    • Like Like x 1
  3. Some men don't need to pay for sex....they just like paying for the thrill.
     
  4. Borla

    Borla Moderator Staff Member

    They don't pay for the sex.


    They pay for her to leave and cause no drama. :p
     
    • Like Like x 7
  5. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    Every time a new piece of work arrives in my inbox, I now laugh maniacally.

    I will edit all the things!
     
    • Like Like x 2
  6. rogue49

    rogue49 Tech Kung Fu Artist Staff Member

    Location:
    Baltimore/DC
    $$$ is your answer. (bills, bills, bills...and a minor car fix for one theory - $200)

    No ladies of the night for me, no messin' with the law.
    Now if it were legal, regulated and clean - I may reconsider.

    Sorry, @ZombieSquirrel ... @Borla is in a way correct, sometimes you just want a nice lay without all the fuss. (and I think women could enjoy this aspect too)
    And it is not as easy for us honorable men, as it is for others.

    The only consistent smoothness I have, is my noggin...and my pearly white ass. ;)

    -------------------

    Now for my bitchin'
    Arrrrgh - how could I have wasted so much time on such the wrong choice of a woman??? (hint - my Ex :mad: )
    My valuable years gone, could have invested into another.



    On a followup, I'd say @Plan9 should keep his life of grand adventure. :cool:
    Americans think owning a home is better for them than it is

    IMHO, I'd rather do something than have something.
    Real Estate just isn't what it used to be...if it ever was.
    Perhaps just people wanting to keep up with the Joneses and a "check-mark" on some American myth/dream.

    All I hear in my head now are constant complaints of maintenance and spending from my mother & cousin.
    And all I see is the wear and worry I had to feel about everytime I got a break from work, when I had a house.
    (We need what now? Always something... And another day of repair & gardening...week after week)

    I mowed lawns when I was 10. And now, screw that shit. I'm not Forrest Gump. (how's that for bitchin' off of someone else's bitchin'??)
    Enjoy you owners, I'm going to dance like Snoopy.
     
    Last edited: Apr 22, 2014
    • Like Like x 1
  7. Chris Noyb

    Chris Noyb Get in, buckle up, hang on, & be quiet.

    Location:
    Large City, TX
    Some people treat homes like cars--when the maintenance costs start piling up, it's time for a new home. The problem is you will most likely constantly have a house note to pay.

    If you find a home in a state, area, neighborhood, that you really like, and never have a compelling reason to sell, you need to budget for repairs as your house ages. Roofs, HVAC, plumbing, etc. don't last forever and the costs of repairs can surprise the shit out of you (ask me how I learned this).

    With that said, homeownership is nice. Yes, there is basic maintenance that needs to be done. For some their spare is too precious for yardwork and such, for others it's enjoyable.
     
  8. Plan9

    Plan9 Rock 'n Roll

    Location:
    Earth
    You guys have really weird ideas about home ownership. It's 2014. We have HOAs where 100% of exterior maintenance is handled (I don't own a lawn mower, painting equipment, etc).

    I have insurance. I have decade-long warranties on all major appliances. It's a brand new structure with energy star certs out the ass. And in a few years I'll actually own it.

    Owning a house is an investment. When I'm done with this one, I'll rent it out and move to the next one. The current one's rent will pay for the next one's mortgage.

    I guess I don't get all the negatives since I'm too poor to rent forever if I want to retire. Must be nice to make well into six figures and rent all the time.

    As it stands, it is cheaper for me to buy a brand new house than it would be to continue renting. Not all markets are the same, but still.

    ...

    If I wanted to bitch about any aspect, it would be the kneejerk reactions that took place following the epic fail of 2008.

    Getting a VA loan these days is only slightly less invasive than a colonoscopy.
     
    Last edited: Apr 22, 2014
  9. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    The key difference (and there is an ongoing debate about this) is that a house isn't necessarily the best investment for anybody; it depends on the other assets one has.

    The view that a home is an "investment" is sometimes criticized too. A home should be a home, not something whose market value you eye with some paranoia. Looking at a home primarily as a set of expenses you take on to build the one place on earth that's yours is one I can agree with.

    The other way of looking at it: How does a house appreciate in value compared to other investments? How much maintenance does a house require to maintain or increase its value over time compared to other investments? How much risk does a house have of being damaged or destroyed compared to other investments? How difficult/costly/time-consuming is it to liquidate a house compared to other investments? How much emotional stock do you put into a house compared to other investments? etc.....

    Having a rental property sounds pretty cool though, especially if you hire a property manager.

    But don't ask me about any of this shit; I have a negative net worth.
     
  10. Borla

    Borla Moderator Staff Member

    If you are buying a house mainly to be an investment, you are probably doing it wrong.

    If you are buying a house and 'it is likely to be a solid financial investment' is one of many reasons you are buying it, great.

    To live in the type of home I want in my area, I'd pay basically the same in rent as I do in mortgage and taxes. Except as a home owner the choices I can make are much broader. If I want to paint, remodel, landscape, etc I have few restrictions. I am locked in to a specific payment for the life of my mortgage, I can't be booted by a landlord. I live in a neighborhood that is about 90% other home owners, so the neighborhood is stable and the neighbors tend to be more respectful of one another (we all have a vested interest in this being a decent place to live). The reasons I am glad I bought a place are a whole list of things like that. The investment factor is on the list, but it isn't the sole/primary one by a long shot.


    My $.02.
     
    Last edited: Apr 22, 2014
    • Like Like x 3
  11. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    These damn books better be pretty much done by the end of the month, because I'm currently negotiating for another one beginning in May. (At least it's only one...so far.)
     
  12. Street Pattern

    Street Pattern Very Tilted

    If the market rent for a house wouldn't pay a mortgage on the same house, that means real estate is overvalued, and you should not buy. The rent encapsulates the market value of living there.
     
  13. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    Interesting point. What I pay for rent here would barely have me in a tiny condo in an undesirable neighbourhood with the same amount as a mortgage payment.
     
  14. Street Pattern

    Street Pattern Very Tilted

    Unless Canada has some gigantic tax benefits for homeowners that aren't available to renters, it sounds like renting is the right answer where you live. Let somebody else lose their shirt by owning your home.
     
  15. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    It's a weird market. The Toronto rental market has been pretty tight (until recently), but the condo capacity is ever so steadily increasing. They've been talking about a housing bubble nationally, but no one is holding their breath (it's been going on for a while if it is indeed the case).
     
  16. Japchae

    Japchae Very Tilted

    Golldangit. My legs cramped up. Can't get out of the car and up the stairs. Send help!

    And maybe a glass of wine? I'll be here for awhile. :(
     
  17. Street Pattern

    Street Pattern Very Tilted

    Softening of the rental market is one of the first signs of a collapse in values.
     
  18. Fangirl

    Fangirl Very Tilted

    Location:
    Arizona
    I love how we talk of "Canada" like it is all the same yet I do the same when generalizing about Texas and the east coast (where I spent 12 miserable years in rural Connecticut).
    As a property owner in rural Southern Ontario, I can say that property taxes though going up currently, have historically been paltry and you can buy a wee home for a song.
    Completely different ballgame in the urban areas and vast suburbs of Ontario, where one-third of Canada's population resides.
     
  19. omega

    omega Very Tilted

    The tenants in my and and ex-wife's house cannot afford to buy the house from us, so now we will have to list it. Anybody want to buy a house?