1. We've had very few donations over the year. I'm going to be short soon as some personal things are keeping me from putting up the money. If you have something small to contribute it's greatly appreciated. Please put your screen name as well so that I can give you credit. Click here: Donations
    Dismiss Notice

Politics Obamacare

Discussion in 'Tilted Philosophy, Politics, and Economics' started by pan6467, Mar 28, 2012.

  1. Baraka_Guru

    Baraka_Guru Möderätor Staff Member

    Location:
    Toronto
    *ahem*

    I'mma just put this here: Wonkbook: The GOP's Obamacare chutzpah
     
    Last edited: Oct 24, 2013
  2. Tully Mars

    Tully Mars Very Tilted

    Location:
    Yucatan, Mexico
    Ass Clowns, fucking Ass Clowns.
     
  3. Lindy

    Lindy Moderator Staff Member

    Location:
    Nebraska
    I do go to the doctor twice a year for a "5,000 mile checkup," which my insurance does pay for. On the other hand, I know people who hate going to the doctor under any circumstances. And it's not because of the expense. They just hate the doctor's office.
    Perhaps the ACA could invoke fines for not taking advantage of preventive services, like they want to fine you for not participating in their plan. I know that in commercial casualty insurance that they will up-charge you if you don't follow their risk mitigation "suggestions."
    But the ACA hates any kind of up-charging for higher risk exposure, which I think makes calling it insurance a misnomer.
    There's two sides to every coin, and the other side of that coin is that "according to analysis the insurance company practice of charging women more than men for the same coverage" has...
    (wait for it, wait for it...) saved men $1 billion a year.:)

    There's certainly no free lunch here. If women are going to pay less, then men will have to pay more. How do you apply a fairness judgment to that? Aren't we just changing which ox is getting gored?

    As I recall, one of the goals of the ACA is to force more healthy twenty and thirty something males to put money into the health care pool. So that others can take it out.:rolleyes:

    Young males, unless they do something risky or stupid, just don't need to use healthcare as much as women. So they don't participate, which is to say, pay insurance premiums. I have male relatives in their thirties that have never had health insurance, and never needed it either.
     
  4. redux

    redux Very Tilted

    Location:
    Foggy Bottom
    Old men make government policy and set insurance rates.

    I would go so far as to say if men were the child bearers, there would be no gender rating and far less restrictions on abortion.

    OR

    [​IMG]
     
  5. samcol

    samcol Getting Tilted

    Location:
    indiana
    I think the GOP handled this perfectly. you even have dems coming up for re-election who think we should delay it a year. ted cruz made it clear to the american people that the GOP wanted nothing to do or had anything to do with this flawed legislation. they spent 500 million in tax payer dollars on this broken website, their constituents still are forced to use it, why wouldn't they have an intrest in seeig that it runs correctly? this whole launch is a display of government bureaucracy, arrogance of the obama administration, and total incompetance. they have to get like 7 million healthy young people to sign up for it to work financially. i dont see it happening especially after people see their premiums and deductables. big corps, unions and the government get to opt out. the middle class gets to foot the bill.
     
  6. Tully Mars

    Tully Mars Very Tilted

    Location:
    Yucatan, Mexico
    Sure they handled it great. And this sign makes sense too-

    [​IMG]
     
  7. redux

    redux Very Tilted

    Location:
    Foggy Bottom
    The fact is that many of the young uninsured would receive some level of subsidy (up to 4x the poverty level) or be eligible for expanded Medicaid (currently not available to singles). Will they participate at significantly lower costs than now available? That is the question, but I have not seen any empirical data that they would not participate.

    Overall, most of those uninsured will receive subsidies or be eligible for expanded Medicaid:

    [​IMG]

    Only 17% of the uninsured are above the 400% of poverty level.

    And if a young male millennial has to pay more...suck it up, dude, that's life. And despite what you think, you're not invincible.
     
  8. samcol

    samcol Getting Tilted

    Location:
    indiana
    ah just suck it up and pay for your preexisting condition, that's life.
     
  9. Tully Mars

    Tully Mars Very Tilted

    Location:
    Yucatan, Mexico
    That's one of the main points of the ACA, not being denied coverage for a preexisting condition.

    Hell my ex worked with a young lady who stocked magazine for Safeway Stores while she was attending law school. Got breast cancer about six months before she passed the bar. Even though she graduate near the top of her class from a really nice school, Willamette Law, and scored high on the bar she couldn't quit her POS job because she couldn't let the coverage lapse as no new company would take her on.
     
    • Like Like x 1
  10. redux

    redux Very Tilted

    Location:
    Foggy Bottom
    In addition to the above...

    Millions of uninsured Americans wind up seeking treatment (and surgeries) in emergency rooms and hospitals, where, by law, the uninsured must get treated....to the tune of $50 billion/year in uncompensated costs (where the patient cant afford to pay the hospital) and the burden is passed on to the rest of us in form of higher premiums.

    The insurance mandate reinforces a basic libertarian principle....pay your own fucking way and dont dump it on me because you thought you were invincible and were too cheap to buy insurance.
    --- merged: Oct 24, 2013 at 7:57 PM ---
    40% of the uninsured are between 18 and 34 years old:

    [​IMG]

    And every time they go to the emergency room or hospital and cant afford to pay the bill, you and I pay.

    Is that fair?
     
    Last edited by a moderator: Oct 31, 2013
    • Like Like x 1
  11. rogue49

    rogue49 Tech Kung Fu Artist Staff Member

    Location:
    Baltimore/DC
    Oh sure, but that's much more complicated to say...other than "suck it up" :rolleyes:
     
  12. samcol

    samcol Getting Tilted

    Location:
    indiana
    apparently, with society paying for them the old way my premium was $108 with a resonable dedcuctible. paying for them the new way puts me at nearly $300/$5000. i get to pay more for insurance then i can't even afford to pay hospital bills if i actually need it. thanks "AFFORDABLE" care act. who's getting dumped on now? how fair is that? guess i should suck it up. what about all the people who are going to get punished with fines for something they can't even comply with if they wanted to due to their financial situation? and people can't even sign up to the fucking thing. it's totally ridiculous. even obama supporters are getting PISSED with they go to the exchange website and find out their premiums are going through the roof. this law sucks. i'm beginning to think it really was designed to fail to bankrupt the insurance industry and make people beg for single payer like the rumors say.
     
  13. redux

    redux Very Tilted

    Location:
    Foggy Bottom
    I found catastraphoic plans in IN for under $200/month and bronze plans in the $250 range and I would bet both had more comprehensive coverage than your existing plan, most particularly a lower out-of-pocket limit.

    There are numerous financial hardship exemptions for those who cannot afford the fine.

    Some Democrats are urging that the open enrollment deadline be extended because of the website issues, not complaining about "premiums going through the roof."

    I like the rumor (conspiracy theory) that the ACA will require US residents to be implanted with RFID microchips.
    --- merged: Oct 24, 2013 at 10:50 PM ---

    More favorite rumors!

    "Obamacare will question your sex life."

    "Muslims are specifically exempted from the government mandate to purchase insurance."
     
    Last edited by a moderator: Oct 31, 2013
  14. Charlatan

    Charlatan sous les pavés, la plage

    Location:
    Temasek
    Instead of looking at what you are paying to heal yourselves, have you ever thought of looking at what you are paying to "defend" yourselves?

    Nobody seems to be truly willing to have a discussion about cutting military spending.

    You know that this looks like from the outside, right?

    (and yes, I know many don't care)
     
    • Like Like x 3
  15. Tully Mars

    Tully Mars Very Tilted

    Location:
    Yucatan, Mexico
    100% agree. But would add the cost of healing would be way less if we spent more on staying healthy.

    Plus even with the military taken out the thought process the cost of general health care in the US is generally absurd.
     
    • Like Like x 1
  16. samcol

    samcol Getting Tilted

    Location:
    indiana
    i dont have any problem cutting military spending, but that's a totally seperate issue
     
  17. redux

    redux Very Tilted

    Location:
    Foggy Bottom
    [​IMG]
     
    • Like Like x 2
  18. Stan

    Stan Resident Dumbass

    Location:
    Colorado
    or death

    In my case, the preexisting condition is a history of cancer. In a free market system, I am uninsurable.
    FWIW, I'd rather be alive than dead.
     
    • Like Like x 1
  19. samcol

    samcol Getting Tilted

    Location:
    indiana
    did you sign up for obamacare?
    --- merged: Oct 25, 2013 at 1:14 PM ---
    "If you like your health care plan, you can keep your health care plan" under the Affordable Care Act..... not so much. the lie train just keeps rolling.
    --- merged: Oct 25, 2013 at 1:18 PM ---
    my secretary said she might have to quit because she wont be able to afford obamacare since my company doesn't provide it. we couldn't afford to if we wanted to.
     
    Last edited by a moderator: Nov 1, 2013
  20. Stan

    Stan Resident Dumbass

    Location:
    Colorado
    I'm covered under my wife's insurance.

    "If you like your health care plan, you can keep your health care plan" under the Affordable Care Act, works for me.